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Educerie · IB Diploma · Mathematics: applications and interpretation

Topic 1 — Topic test · mark scheme

M = method, awarded for a correct approach even if the arithmetic that follows is wrong. A = accuracy, dependent on the method mark above it. R = reasoning, awarded for justification in words.

Follow through (FT) applies throughout. Accept answers to 3 s.f. or better unless stated; penalise an answer given to fewer than 3 s.f. once only, at its first occurrence.


1Accuracy — 4 marks

(a) [2]

Correct substitution into |(vA − vE)/vE| × 100, e.g. (14/254) × 100M1
5.51 %A1

The denominator must be 254, the true value. (14/240) × 100 = 5.83 % scores M0 A0. Accept 5.5118… rounded to 3 s.f. A negative answer loses the A1 — percentage error is defined with a modulus.

(b) [2]

Correct value of a, i.e. 2.54A1
Correct power, giving 2.54 × 10²A1

25.4 × 10¹ and 0.254 × 10³ both score A1 A0 — a must satisfy 1 ≤ a < 10.


2Geometric growth — 6 marks

(a) [2]

Recognises r = 1.032 and forms 42000 × 1.032⁵M1
49 200 (accept 49 164 or better)A1

Using r = 0.032 scores M0. Using 1.032⁶ (treating the initial value as u₁ at n = 1) is the other common error and also scores M0.

(b) [3]

Forms an inequality or equation, e.g. 42000 × 1.032ⁿ > 60000 or 1.032ⁿ > 1.428…M1
Solves to obtain n > 11.3…A1
12 yearsA1

The final A1 is for the integer, correctly rounded up. 11.3 left as the answer scores a maximum of 2. Award full marks for a correct answer reached by trial: candidates who show n = 11 → 59 392 and n = 12 → 61 292 have demonstrated the method (M1 A1) and the conclusion (A1).

(c) [1]

Any one valid assumption, e.g. "the growth rate stays constant at 3.2 %", or "no migration, or migration is already included in the rate"R1

Reject vague answers such as "the model is accurate". The assumption must be specific.


3Compound interest — 6 marks

(a) [3]

Identifies k = 4 and forms 8000(1 + 4.5/(100 × 4))^(4 × 6) or equivalentM1
Correct exponent 24 and correct periodic rate 0.01125A1
$10 500 (accept 10 463.9… or better)A1

Award the second mark only if both adjustments are made. Dividing the rate by 4 while leaving the exponent as 6, or vice versa, is the expected error and scores M1 A0 A0. A correct answer from a calculator finance solver scores full marks provided the inputs are shown.

(b) [1]

$2460 (accept 2463.9…)A1 FT from their (a)

(c) [2]

Recognises that inflation reduces the value, e.g. real return ≈ 4.5 − 2 = 2.5 % per yearM1
Interprets for the investor, e.g. "the money grows in real terms, but by about 2.5 % a year rather than 4.5 %, so its purchasing power increases much more slowly than the headline figure suggests"R1

The R1 is for a statement about purchasing power or real value. Restating the nominal figure, or writing only "inflation is 2 %", scores R0. A candidate who concludes the investment still gains in real terms is correct; one who concludes it loses value is not.


4Arithmetic sequence in context — 4 marks

(a) [2]

Substitutes into uₙ = u₁ + (n − 1)d, e.g. 24 + 19 × 3M1
81A1

24 + 20 × 3 = 84 is the expected error, from using n rather than (n − 1). M0 A0.

(b) [2]

Substitutes into either sum formula, e.g. (20/2)(24 + 81) or (20/2)(48 + 19 × 3)M1 FT from their (a)
1050A1

Mark distribution

SplitAllocation
By topicAccuracy and error 4 · Sequences and series 10 · Financial mathematics 6
By objectiveAO1 knowledge and routine technique 9 · AO2 problem solving 7 · AO3 communication and reasoning 4
By command wordFind 11 · Calculate 2 · Write down 2 · Comment on 2 · State 1 · (2b integer interpretation) 2

Total: 20 marks


Educerie · original mark scheme for original questions, written against the published IB syllabus structure for Mathematics: applications and interpretation Topic 1, first assessment 2021. Mark-type conventions (M/A/R, FT) follow standard IB marking practice. Last reviewed 5 September 2026.